If you’re like most Americans, you like to shop. Either in a store or on your phone.

Every single retailer in America right now – from Walmart to your local shoe shop – is trying to figure out how to get you off your phone and into their store. Somebody somewhere is going to have to figure that out to save retail stores from going the way of the dinosaur. That somebody might be New Orleanian Mike Massey.

Along with other local developers, Mike has come up with a new piece of new technology that takes web searchers and turns them into local shoppers, wherever local happens to be. This new. potentially economy-changing software is called Locally. It might just be the next big thing.

Along with saving the retail industry, today’s Out to Lunch reveals how you can save money on your homeowner’s insurance.

Ramsey Green’s new company, My Strong Home, promises it can do just that and turn your home into a hurricane resistant property into the bargain. Oh, and by the way, the insurance company will pay for it.

Stephanie Riegel, host of Out to Lunch Baton Rouge, sits in for Peter Ricchiuti.

Photos at Commander’s Palace by Alison Moon.